Trusted
An extended vehicle protection service is designed to cover unexpected repair costs after your original manufacturer’s factory warranty expires. Modern vehicles rely on sophisticated mechanical parts, complex electrical wiring, and advanced digital sensors that can be costly to diagnose and repair out of pocket.
This service steps in to absorb high repair bills for essential vehicle components, including the engine, transmission, drive axle, cooling system, and electrical infrastructure. Rather than facing sudden bills that reach into thousands of dollars, you pay a predictable monthly rate or a small fixed deductible per repair visit.
Standard auto insurance policies only cover physical damage resulting from collisions, vandalism, or natural disasters. They do not cover mechanical wear and tear, engine component breakdown, or electrical system failures. As vehicles age and accumulate mileage, the risk of sudden mechanical breakdown increases exponentially.
Selecting this service provides a complete financial safety net against rising inflation in automotive parts and labor costs. Modern repair bills for high-tech components like infotainment units, turbochargers, or transmission control modules frequently exceed $2,500 to $5,000 per event.
By securing protection early, you lock in manageable payment rates, retain access to certified mechanics, and gain peace of mind knowing that sudden vehicle breakdowns won't drain your personal savings or force you onto credit card debt.
Take your vehicle to any ASE-certified mechanic, independent repair center, or franchise dealership across North America. You are never restricted to a limited network of repair shops.
Eliminate upfront out-of-pocket costs. Authorized repair invoices are settled directly with the repair facility over the phone or electronically, leaving you responsible only for your low deductible.
Includes round-the-clock emergency support, including long-distance towing, flat tire changes, battery jump-starts, emergency fluid delivery, and key lockout recovery.
Receive daily rental car reimbursements while your vehicle is undergoing authorized repairs, plus trip interruption coverage for lodging and meals if a breakdown occurs away from home.
Major vehicle repairs can happen without warning. Having extended coverage transforms volatile emergency repairs into manageable, fixed monthly expenses, preserving your household budget and emergency savings.
Protection plans are fully transferable to private buyers when selling your car. A fully protected vehicle with documented repair history commands higher resale prices and instills buyer confidence.
Our dedicated claims concierge manages complex conversations with mechanics, verifies repair labor rates, approves OEM or certified parts, and coordinates fast digital payment directly to the shop.
Select protection tailored to your vehicle's specific age, mileage, and driving habits—from essential powertrain-only coverage for older cars to comprehensive bumper-to-bumper options.
Starting a claim is straightforward. Take your vehicle to any ASE-certified repair shop and present your coverage policy ID card to the service advisor before diagnostic work begins. The service center will contact our claims administrator directly to review needed repairs, verify coverage terms, and process payment approval.
Yes! We offer specialized high-mileage vehicle protection plans specifically constructed for vehicles up to 20 model years old or up to 200,000+ miles. These plans focus heavily on critical mechanical units like the engine, transmission, cooling system, and steering gear.
Standard plans focus primarily on unexpected mechanical and electrical breakdown protection rather than routine maintenance. However, select tier packages include maintenance benefits such as annual oil and filter changes, tire rotations, brake pad replacements, and battery vouchers.
Most standard plans require a brief introductory waiting period—typically 30 days and 1,000 miles from sign-up—to ensure pre-existing issues are avoided before major claims are submitted. Roadside assistance services, however, are activated immediately upon plan enrollment.
